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Securing a property in Jalandhar requires a lender with strong local presence. Axis Bank offers tailored home loan solutions with interest rates starting at 8.75%, covering key residential hubs including Model Town, Rama Mandi, Adarsh Nagar, GT Road, Jalandhar Cantt. Properties approved by JDA (Jalandhar Development Authority) often get faster sanctioning.
Avg. 2BHK Cost (1000 sqft)
₹37,50,000
Based on avg rate: ₹2,500 - ₹5,000/sqft
Est. EMI with Axis Bank
₹26,511
@ 8.75% for 20 Years (80% Loan)
₹2,500 - ₹5,000
Per square foot in Jalandhar
JDA (Jalandhar Development Authority)
Primary planning body for approvals
When applying for a loan at Axis Bank for a property in Jalandhar, you must adhere to RERA norms. Ensure you have these documents:
| Lender | Interest Rate | Network |
|---|---|---|
| Axis Bank | 8.75% Onwards | Pan-Jalandhar |
| SBI | 8.5% Onwards | Available |
| HDFC Bank | 8.7% Onwards | Available |
| ICICI Bank | 8.75% Onwards | Available |
| Kotak Mahindra | 8.8% Onwards | Available |
Disclaimer: Rates shown are indicative and for educational purposes only. Actual interest rates and terms may vary based on bank policy, RBI guidelines, and individual customer credit profiles.
Our analysis is built on deep-dive research into RBI Benchmarks and lender-specific disclosures. We verify every interest rate and fee structure against real-world borrower approvals to ensure the highest level of accuracy for Indian home buyers.