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Model loans, tax, salary, investments, and retirement in one place. Fincado helps you evaluate real trade-offs before you commit money.
Decision Tools
40+
Coverage across loans, tax, retirement, and trading.
Always-on Access
24x7
Instant outputs with no sign-up barriers.
Current FY Focus
FY Ready
Updated assumptions for the active financial year.
Workflow Speed
<60 sec
Most core estimates complete in under a minute.
Jump into the workflow that matches your immediate money decision.
The highest-usage models used daily by salaried users and families.
Calculate monthly EMI, total interest, and repayment schedule with precision.
Estimate long-horizon corpus from monthly investing with compounding.
Compare old vs new regime outputs to maximize in-hand income.
Convert CTC to monthly in-hand salary with PF and tax adjustments.
Plan borrowing with scenario clarity and compare lender options side by side.
Model conservative options with predictable cashflow outputs.
Model quarterly income from the Senior Citizen Savings Scheme.
Estimate post office monthly income with confidence.
Track money-doubling horizon and maturity timing exactly.
Understand charges, tax impact, and net take-home outcomes before execution.
Compute STCG/LTCG for stocks, mutual funds, and property.
See net breakeven after brokerage, STT, GST, and exchange fees.
Generate instant printable receipts for HRA documentation.
Context-rich guides that support your calculator decisions.
Before buying mediclaim, check room rent capping, NCB, waiting periods, and cashless network.
Complete SGB guide: Earn 2.5% fixed interest plus gold appreciation. Enjoy tax-free maturity and 100% government safety on your gold.
Complete 2026 ELSS guide: Maximize your Section 80C deductions, understand the 3-year lock-in, LTCG tax rules, and SIP vs lump sum options.
Complete 2026 SSY guide: Explore the 8.2% interest rate, eligibility, deposit limits, withdrawal rules, and Section 80C EEE tax benefits.
The platform is designed to support repeatable, high-stakes money decisions.
Every tool is structured around practical decisions, not formula memorization.
Outputs are paired with assumptions so users can validate and trust results.
Lending, tax, and savings workflows reflect Indian market and policy context.
Financial tools create value only when they improve action quality. Most users are not searching for formulas first. They need clarity on affordability, tax impact, monthly cashflow, and long-term trade-offs before making decisions.
Fincado is structured around these practical decisions. Borrowers can model EMI and prepayment outcomes, salaried users can compare regime impact, and investors can evaluate return paths with transparent assumptions.
For low-risk planning, dedicated calculators for SCSS, POMIS, and KVP provide predictable cashflow visibility. For active market users, capital gains and brokerage tools highlight net outcomes after charges and taxes.
Better outcomes come from comparing numbers before acting. Run loan, investing, and tax scenarios in one workflow before you commit.
Most plans are modeled in one pass.
Compare outcomes without account friction.
Outputs built for next-step decisions.