Financial calculators that help you make clearer decisions
A financial calculator is useful only when it helps you answer a real question. Most people do not need abstract formulas first — they need to know whether they can afford a home loan, how much In-Hand Salary they will receive after PF deductions, which tax regime saves more money, or how to get out of debt faster. Fincado is designed specifically around these practical decisions for Indian users.
If you are borrowing, tools like our standard EMI calculator and the advanced EMI Prepayment Calculator show you the true cost of debt. By making strategic lumpsum part-payments, you can witness the power of reverse compounding—shaving years off your loan tenure and saving lakhs in interest.
For conservative investors and retirees, navigating government schemes is crucial. Our dedicated tools for Post Office Schemes—including the SCSS Calculator (Senior Citizen Savings Scheme), POMIS (Monthly Income Scheme), and KVP (Kisan Vikas Patra)—help you map out guaranteed quarterly or monthly cash flows and exact maturity dates without the hassle of manual math.
If you are an active investor or trader, the devil is in the details. Use the Capital Gains Tax Calculator to determine your exact STCG and LTCG liabilities under the new 12.5% budget rules. For active market participants, our Brokerage Calculator breaks down STT, GST, and SEBI exchange fees to reveal your exact breakeven points for Intraday and F&O trading.