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Securing a property in Rajkot requires a lender with strong local presence. HDFC Bank offers tailored home loan solutions with interest rates starting at 8.7%, covering key residential hubs including Kalavad Road, Amin Marg, University Road, 150 Feet Ring Road, Nana Mava. Properties approved by RUDA often get faster sanctioning.
Avg. 2BHK Cost (1000 sqft)
₹42,50,000
Based on avg rate: ₹3,000 - ₹5,500/sqft
Est. EMI with HDFC Bank
₹29,938
@ 8.7% for 20 Years (80% Loan)
₹3,000 - ₹5,500
Per square foot in Rajkot
RUDA
Primary planning body for approvals
When applying for a loan at HDFC Bank for a property in Rajkot, you must adhere to GUJRERA norms. Ensure you have these documents:
| Lender | Interest Rate | Network |
|---|---|---|
| HDFC Bank | 8.7% Onwards | Pan-Rajkot |
| SBI | 8.5% Onwards | Available |
| ICICI Bank | 8.75% Onwards | Available |
| Axis Bank | 8.75% Onwards | Available |
| Kotak Mahindra | 8.8% Onwards | Available |
Disclaimer: Rates shown are indicative and for educational purposes only. Actual interest rates and terms may vary based on bank policy, RBI guidelines, and individual customer credit profiles.
Our analysis is built on deep-dive research into RBI Benchmarks and lender-specific disclosures. We verify every interest rate and fee structure against real-world borrower approvals to ensure the highest level of accuracy for Indian home buyers.