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Securing a property in Ghaziabad requires a lender with strong local presence. ICICI Bank offers tailored home loan solutions with interest rates starting at 8.75%, covering key residential hubs including Indirapuram, Vaishali, Raj Nagar Extension, Vasundhara, Crossings Republik. Properties approved by GDA (Ghaziabad Development Authority) often get faster sanctioning.
Avg. 2BHK Cost (1000 sqft)
₹67,50,000
Based on avg rate: ₹4,000 - ₹9,500/sqft
Est. EMI with ICICI Bank
₹47,720
@ 8.75% for 20 Years (80% Loan)
₹4,000 - ₹9,500
Per square foot in Ghaziabad
GDA (Ghaziabad Development Authority)
Primary planning body for approvals
When applying for a loan at ICICI Bank for a property in Ghaziabad, you must adhere to UP RERA / DDA norms. Ensure you have these documents:
| Lender | Interest Rate | Network |
|---|---|---|
| ICICI Bank | 8.75% Onwards | Pan-Ghaziabad |
| SBI | 8.5% Onwards | Available |
| HDFC Bank | 8.7% Onwards | Available |
| Axis Bank | 8.75% Onwards | Available |
| Bajaj Finserv | 8.5% Onwards | Available |
Disclaimer: Rates shown are indicative and for educational purposes only. Actual interest rates and terms may vary based on bank policy, RBI guidelines, and individual customer credit profiles.
Our analysis is built on deep-dive research into RBI Benchmarks and lender-specific disclosures. We verify every interest rate and fee structure against real-world borrower approvals to ensure the highest level of accuracy for Indian home buyers.