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Securing a property in Allahabad requires a lender with strong local presence. IDFC First Bank offers tailored home loan solutions with interest rates starting at 8.75%, covering key residential hubs including Civil Lines, Naini, Dhoomanganj, Jhunsi, Tagore Town. Properties approved by PDA (Prayagraj Development Authority) often get faster sanctioning.
Avg. 2BHK Cost (1000 sqft)
₹59,00,000
Based on avg rate: ₹3,100 - ₹8,700/sqft
Est. EMI with IDFC First Bank
₹41,711
@ 8.75% for 20 Years (80% Loan)
₹3,100 - ₹8,700
Per square foot in Allahabad
PDA (Prayagraj Development Authority)
Primary planning body for approvals
When applying for a loan at IDFC First Bank for a property in Allahabad, you must adhere to UP RERA / DDA norms. Ensure you have these documents:
| Lender | Interest Rate | Network |
|---|---|---|
| IDFC First Bank | 8.75% Onwards | Pan-Allahabad |
| HDFC Bank | 8.7% Onwards | Available |
| ICICI Bank | 8.75% Onwards | Available |
| Axis Bank | 8.75% Onwards | Available |
| Kotak Mahindra | 8.8% Onwards | Available |
Disclaimer: Rates shown are indicative and for educational purposes only. Actual interest rates and terms may vary based on bank policy, RBI guidelines, and individual customer credit profiles.
Our analysis is built on deep-dive research into RBI Benchmarks and lender-specific disclosures. We verify every interest rate and fee structure against real-world borrower approvals to ensure the highest level of accuracy for Indian home buyers.