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Planning to take a loan from Kotak Mahindra? Use this tool to calculate your monthly EMI instantly. With interest rates starting at 8.8%, Kotak Mahindra is a top choice for borrowers looking for flexible repayment options.
Compare two loan options side by side
The rates shown (e.g., 8.8% - 9.8%) are based on current market data. Banks determine your final rate based on your Credit Score, Income Source, and Loan Amount.
*Calculations are estimates for planning purposes.
Kotak Mahindra is one of the leading lenders in India, offering competitive rates and transparent processing. Key benefits include:
Starting from 8.8% p.a. based on CIBIL score.
Repayment options up to 30 years to reduce monthly burden.
Transparent processing fees (typically 0.5% - 1%).
Quick online approval capability for pre-approved customers.
See how Kotak Mahindra stacks up against its main competitors in the market:
| Bank | Interest Rate Range | Max Tenure |
|---|---|---|
| Kotak Mahindra | 8.8% - 9.8% | 30 Years |
| HDFC Bank | 8.7% Onwards | 30 Years |
| ICICI Bank | 8.75% Onwards | 30 Years |
| Axis Bank | 8.75% Onwards | 30 Years |
| IDFC First Bank | 8.75% Onwards | 30 Years |
*Interest rates are subject to change and depend on credit profile.