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Securing a property in Chandigarh requires a lender with strong local presence. Kotak Mahindra offers tailored home loan solutions with interest rates starting at 8.8%, covering key residential hubs including Sector 17, Mohali, Zirakpur, Panchkula, Manimajra. Properties approved by Chandigarh Administration often get faster sanctioning.
Avg. 2BHK Cost (1000 sqft)
₹90,00,000
Based on avg rate: ₹6,000 - ₹12,000/sqft
Est. EMI with Kotak Mahindra
₹63,857
@ 8.8% for 20 Years (80% Loan)
₹6,000 - ₹12,000
Per square foot in Chandigarh
Chandigarh Administration
Primary planning body for approvals
When applying for a loan at Kotak Mahindra for a property in Chandigarh, you must adhere to RERA norms. Ensure you have these documents:
| Lender | Interest Rate | Network |
|---|---|---|
| Kotak Mahindra | 8.8% Onwards | Pan-Chandigarh |
| HDFC Bank | 8.7% Onwards | Available |
| ICICI Bank | 8.75% Onwards | Available |
| Axis Bank | 8.75% Onwards | Available |
| IDFC First Bank | 8.75% Onwards | Available |
Disclaimer: Rates shown are indicative and for educational purposes only. Actual interest rates and terms may vary based on bank policy, RBI guidelines, and individual customer credit profiles.
Our analysis is built on deep-dive research into RBI Benchmarks and lender-specific disclosures. We verify every interest rate and fee structure against real-world borrower approvals to ensure the highest level of accuracy for Indian home buyers.