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Securing a property in Vadodara requires a lender with strong local presence. LIC Housing offers tailored home loan solutions with interest rates starting at 8.5%, covering key residential hubs including Alkapuri, Vasna Road, Manjalpur, Karelibaug, Gotri. Properties approved by VUDA (Vadodara Urban Development Authority) often get faster sanctioning.
Avg. 2BHK Cost (1000 sqft)
₹4,000
Based on avg rate: ₹2,800 - ₹5,500/sqft
Est. EMI with LIC Housing
₹28
@ 8.5% for 20 Years (80% Loan)
Compare two loan options side by side
₹2,800 - ₹5,500
Per square foot in Vadodara
VUDA (Vadodara Urban Development Authority)
Primary planning body for approvals
When applying for a loan at LIC Housing for a property in Vadodara, you must adhere to GUJRERA norms. Ensure you have these documents:
| Lender | Interest Rate | Network |
|---|---|---|
| LIC Housing | 8.5% Onwards | Pan-Vadodara |
| SBI | 8.5% Onwards | Available |
| HDFC Bank | 8.7% Onwards | Available |
| ICICI Bank | 8.75% Onwards | Available |
| Bajaj Finserv | 8.5% Onwards | Available |
Disclaimer & Data Accuracy (2026)
Calculations are based on FY 2026-27 (AY 2027-28) tax laws and standard banking formulas. Fincado is an informational tool and does not constitute financial advice. Investment returns (SIP/Mutual Funds) are market-linked and not guaranteed. Please consult a Chartered Accountant (CA) or SEBI-registered advisor before making financial decisions.
Our analysis is built on deep-dive research into RBI Benchmarks and lender-specific disclosures. We verify every interest rate and fee structure against real-world borrower approvals to ensure the highest level of accuracy for Indian home buyers.