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Securing a property in Patna requires a lender with strong local presence. Punjab National Bank offers tailored home loan solutions with interest rates starting at 8.4%, covering key residential hubs including Boring Road, Kankarbagh, Rajendra Nagar, Bailey Road, Patliputra Colony. Properties approved by PRDA often get faster sanctioning.
Avg. 2BHK Cost (1000 sqft)
₹60,00,000
Based on avg rate: ₹4,000 - ₹8,000/sqft
Est. EMI with Punjab National Bank
₹41,352
@ 8.4% for 20 Years (80% Loan)
₹4,000 - ₹8,000
Per square foot in Patna
PRDA
Primary planning body for approvals
When applying for a loan at Punjab National Bank for a property in Patna, you must adhere to RERA norms. Ensure you have these documents:
| Lender | Interest Rate | Network |
|---|---|---|
| Punjab National Bank | 8.4% Onwards | Pan-Patna |
| SBI | 8.5% Onwards | Available |
| Bank of Baroda | 8.4% Onwards | Available |
| Canara Bank | 8.65% Onwards | Available |
| Union Bank of India | 8.7% Onwards | Available |
Disclaimer: Rates shown are indicative and for educational purposes only. Actual interest rates and terms may vary based on bank policy, RBI guidelines, and individual customer credit profiles.
Our analysis is built on deep-dive research into RBI Benchmarks and lender-specific disclosures. We verify every interest rate and fee structure against real-world borrower approvals to ensure the highest level of accuracy for Indian home buyers.