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Securing a property in Vadodara requires a lender with strong local presence. Tata Capital offers tailored home loan solutions with interest rates starting at 9.2%, covering key residential hubs including Alkapuri, Vasna Road, Manjalpur, Karelibaug, Gotri. Properties approved by VUDA (Vadodara Urban Development Authority) often get faster sanctioning.
Avg. 2BHK Cost (1000 sqft)
₹41,50,000
Based on avg rate: ₹2,800 - ₹5,500/sqft
Est. EMI with Tata Capital
₹30,299
@ 9.2% for 20 Years (80% Loan)
₹2,800 - ₹5,500
Per square foot in Vadodara
VUDA (Vadodara Urban Development Authority)
Primary planning body for approvals
When applying for a loan at Tata Capital for a property in Vadodara, you must adhere to GUJRERA norms. Ensure you have these documents:
| Lender | Interest Rate | Network |
|---|---|---|
| Tata Capital | 9.2% Onwards | Pan-Vadodara |
| HDFC Bank | 8.7% Onwards | Available |
| ICICI Bank | 8.75% Onwards | Available |
| Axis Bank | 8.75% Onwards | Available |
| Bajaj Finserv | 8.5% Onwards | Available |
Disclaimer: Rates shown are indicative and for educational purposes only. Actual interest rates and terms may vary based on bank policy, RBI guidelines, and individual customer credit profiles.
Our analysis is built on deep-dive research into RBI Benchmarks and lender-specific disclosures. We verify every interest rate and fee structure against real-world borrower approvals to ensure the highest level of accuracy for Indian home buyers.