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Confused between two bank offers? Don't just look at the EMI. Use this tool to visualize the total interest difference and find out which loan is actually cheaper in the long run.
Total Interest: ₹54,13,879
Total Interest: ₹57,96,711
By choosing Loan A over Loan B, you will save₹3,82,833in total interest payments.
Monthly savings: ₹1,595 per month
A lower EMI isn't always better. Sometimes a longer tenure reduces your monthly payment but drastically increases the Total Interest you pay.
Select any two banks to see a detailed breakdown of their 2026 interest rates, hidden charges, and approval success rates.
Compare SBI and HDFC on interest rates, hidden processing fees, and real-world disbursal timelines.
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Compare NowCompare HDFC and ICICI on interest rates, hidden processing fees, and real-world disbursal timelines.
Compare NowCompare HDFC and Axis on interest rates, hidden processing fees, and real-world disbursal timelines.
Compare NowCompare HDFC and Kotak on interest rates, hidden processing fees, and real-world disbursal timelines.
Compare NowCompare HDFC and PNB on interest rates, hidden processing fees, and real-world disbursal timelines.
Compare NowCompare HDFC and BOB on interest rates, hidden processing fees, and real-world disbursal timelines.
Compare NowCompare HDFC and LIC Housing on interest rates, hidden processing fees, and real-world disbursal timelines.
Compare NowCompare HDFC and Bajaj on interest rates, hidden processing fees, and real-world disbursal timelines.
Compare NowCompare HDFC and IDFC First on interest rates, hidden processing fees, and real-world disbursal timelines.
Compare NowCompare ICICI and Axis on interest rates, hidden processing fees, and real-world disbursal timelines.
Compare NowCompare ICICI and Kotak on interest rates, hidden processing fees, and real-world disbursal timelines.
Compare NowCompare ICICI and PNB on interest rates, hidden processing fees, and real-world disbursal timelines.
Compare NowCompare ICICI and BOB on interest rates, hidden processing fees, and real-world disbursal timelines.
Compare NowCompare ICICI and LIC Housing on interest rates, hidden processing fees, and real-world disbursal timelines.
Compare NowCompare ICICI and Bajaj on interest rates, hidden processing fees, and real-world disbursal timelines.
Compare NowCompare ICICI and IDFC First on interest rates, hidden processing fees, and real-world disbursal timelines.
Compare NowCompare Axis and Kotak on interest rates, hidden processing fees, and real-world disbursal timelines.
Compare NowCompare Axis and PNB on interest rates, hidden processing fees, and real-world disbursal timelines.
Compare NowCompare Axis and BOB on interest rates, hidden processing fees, and real-world disbursal timelines.
Compare NowCompare Axis and LIC Housing on interest rates, hidden processing fees, and real-world disbursal timelines.
Compare NowCompare Axis and Bajaj on interest rates, hidden processing fees, and real-world disbursal timelines.
Compare NowCompare Axis and IDFC First on interest rates, hidden processing fees, and real-world disbursal timelines.
Compare NowCompare Kotak and PNB on interest rates, hidden processing fees, and real-world disbursal timelines.
Compare NowCompare Kotak and BOB on interest rates, hidden processing fees, and real-world disbursal timelines.
Compare NowCompare Kotak and LIC Housing on interest rates, hidden processing fees, and real-world disbursal timelines.
Compare NowCompare Kotak and Bajaj on interest rates, hidden processing fees, and real-world disbursal timelines.
Compare NowCompare Kotak and IDFC First on interest rates, hidden processing fees, and real-world disbursal timelines.
Compare NowCompare PNB and BOB on interest rates, hidden processing fees, and real-world disbursal timelines.
Compare NowCompare PNB and LIC Housing on interest rates, hidden processing fees, and real-world disbursal timelines.
Compare NowCompare PNB and Bajaj on interest rates, hidden processing fees, and real-world disbursal timelines.
Compare NowCompare PNB and IDFC First on interest rates, hidden processing fees, and real-world disbursal timelines.
Compare NowCompare BOB and LIC Housing on interest rates, hidden processing fees, and real-world disbursal timelines.
Compare NowCompare BOB and Bajaj on interest rates, hidden processing fees, and real-world disbursal timelines.
Compare NowCompare BOB and IDFC First on interest rates, hidden processing fees, and real-world disbursal timelines.
Compare NowCompare LIC Housing and Bajaj on interest rates, hidden processing fees, and real-world disbursal timelines.
Compare NowCompare LIC Housing and IDFC First on interest rates, hidden processing fees, and real-world disbursal timelines.
Compare NowCompare Bajaj and IDFC First on interest rates, hidden processing fees, and real-world disbursal timelines.
Compare NowThis is the real cost of the loan. Always aim for the lowest total interest, not just the lowest EMI.
Some banks offer low rates but charge high processing fees (up to 1%). Factor this into your decision.
Ensure your loan has zero foreclosure charges so you can pay it off early if you have extra cash.
For home loans, ensure the rate is linked to the Repo Rate (RLLR) for transparency.