Editorial Guidelines & Transparency

Last updated: January 2026

At Fincado, our mission is to provide Indian home buyers with the most accurate, transparent, and up-to-date financial data. We understand that a home loan is one of the most significant financial decisions of your life, and we take our responsibility as a research platform seriously.

1. Data Sourcing & Accuracy

Our "Bank vs Bank" comparison engine and EMI calculators are powered by three primary data sources to ensure you get bank-grade accuracy:

Direct Lender Disclosures: We monitor official portals of 10+ major Indian banks (SBI, HDFC, ICICI, etc.) for base rate changes.
RBI Benchmarks: All floating rates are benchmarked against the latest Repo Linked Lending Rate (RLLR) and MCLR updates from the Reserve Bank of India.
Market Verification: We cross-verify starting rates with actual borrower approval data to ensure "headline rates" are achievable for eligible customers.

2. Fact-Checking Process

Every piece of content on Fincado goes through a multi-step review cycle before publication:

Data Collection: Automated and manual collection of interest rates and fee structures.
Expert Review: Verification by our research team to ensure compliance with the Income Tax Act (for tax benefit calculations) and RBI guidelines.
Freshness Audit: We perform a "Freshness Audit" every 30 days to update rates, fees, and property norms across 1,100+ pages.

3. Independence & Ethics

Fincado is an independent research platform. We maintain strict separation between our editorial content and advertising partnerships.

Unbiased Comparisons: Our "Verdict" sections are based on hard data (cost, speed, and eligibility) and are not influenced by bank partnerships.
No "Pay-to-Rank": Banks cannot pay to appear higher in our comparison tables or to receive a "Best for" badge.
Advertising Transparency: We use clearly labeled advertisements (e.g., Google AdSense) to keep our tools free for users. This does not impact our editorial integrity.

4. Corrections Policy

We are committed to correcting errors promptly. If you find a data discrepancy (e.g., an outdated interest rate or incorrect branch info), please report it to us.

We aim to investigate and resolve verified data errors within 24–48 hours.

Contact Us

If you have questions about our research methodology or need to report an error:

support@fincado.com

Subject line: "Editorial Query"

Editorial Guidelines & Transparency

Last updated: January 2026

1. Data Sourcing & Accuracy

Our "Bank vs Bank" comparison engine and EMI calculators are powered by three primary data sources to ensure you get bank-grade accuracy:

Direct Lender Disclosures: We monitor official portals of 10+ major Indian banks (SBI, HDFC, ICICI, etc.) for base rate changes.

RBI Benchmarks: All floating rates are benchmarked against the latest Repo Linked Lending Rate (RLLR) and MCLR updates from the Reserve Bank of India.

Market Verification: We cross-verify starting rates with actual borrower approval data to ensure "headline rates" are achievable for eligible customers.

2. Fact-Checking Process

Every piece of content on Fincado goes through a multi-step review cycle before publication:

Data Collection: Automated and manual collection of interest rates and fee structures.

Expert Review: Verification by our research team to ensure compliance with the Income Tax Act (for tax benefit calculations) and RBI guidelines.

Freshness Audit: We perform a "Freshness Audit" every 30 days to update rates, fees, and property norms across 1,100+ pages.

3. Independence & Ethics

Fincado is an independent research platform. We maintain strict separation between our editorial content and advertising partnerships.

Unbiased Comparisons: Our "Verdict" sections are based on hard data (cost, speed, and eligibility) and are not influenced by bank partnerships.

No "Pay-to-Rank": Banks cannot pay to appear higher in our comparison tables or to receive a "Best for" badge.

Advertising Transparency: We use clearly labeled advertisements (e.g., Google AdSense) to keep our tools free for users. This does not impact our editorial integrity.