Welcome to Fincado
These Terms of Use ("Terms") govern your access to and use of the Fincado website, calculators, guides, articles and other services (collectively, the "Services"). By using the Services you agree to these Terms. If you disagree, please stop using the Services.
General — Informational Purposes Only
Fincado provides educational and informational content related to personal finance in India. The content, tools and guides on Fincado are intended as general information only and do not constitute financial, tax, legal or investment advice. We are not a bank, NBFC, or a SEBI-registered advisor.
- Do not treat website content as professional advice.
- Consult a qualified professional for personalised guidance.
Accuracy & Updates
We aim to keep information current, but interest rates, tax rules, lender policies and other financial details can change frequently. Guides and auto-generated articles may contain errors or be out of date. You agree to verify information with official sources before acting.
Calculators & Tools
Calculators (EMI, SIP, FD, Savings, Investment planners, Credit score estimators, etc.) provide approximate estimates only. Results are indicative and may not match actual quotes or offers from lenders or financial institutions. Use the tools for planning and education only.
Advertisements & External Links
Fincado displays third-party advertisements (including Google AdSense) and may include affiliate or partner links. External sites are not controlled by us, and we are not responsible for their content, products, or services.
User Responsibilities
By using Fincado you agree to:
- Use the Services lawfully and ethically.
- Not to scrape, hack, or overload our systems.
- Not to republish or redistribute content without permission.
Intellectual Property
All materials on Fincado — text, code, designs, calculators and branding — are owned or licensed by Fincado and protected by intellectual property laws. Personal, non-commercial sharing of links is allowed; reproduction or commercial reuse requires permission.
Limitation of Liability
To the fullest extent permitted by applicable law, Fincado will not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the Services, including financial loss or lost profits. Your sole remedy for dissatisfaction is to stop using the Services.
Privacy
Your use of the Services is subject to our Privacy Policy. Please review it to understand how we collect, use and store information.
Changes to These Terms
We may update these Terms from time to time. Material changes will be reflected by updating the "Last updated" date. Continued use after changes indicates acceptance of the new Terms.
Contact
For questions about these Terms, contact us at:
Response time: typically 1–3 business days
Governing Law
These Terms are governed by the laws of India. Any dispute arising out of or relating to these Terms shall be subject to the exclusive jurisdiction of the courts in Mumbai, India.